funeral-planning-header
 

Funeral Planning - What You Need To Know

In funeral planning, realize that not everyone wants the same type of funeral. Funerals can be simple or lavish, and are influenced by religious/cultural traditions and personal preferences. The number of decisions that must be made can quickly become overwhelming due to the emotional stress that usually accompanies funeral planning. Additionally, most people needing to plan funerals come to the task knowing next to nothing about the choices available to them. The combination of emotional stress and lack of knowledge can cause unnecessary expense—a lot of unnecessary expense.

Knowledge is power, and knowing what choices you have when it comes to funeral planning will give you the greatest control over what you do and how much you spend to lay a loved one to rest.

The first step in funeral planning...done within your means...is to determine the type of funeral you want. For example, a memorial service at your church would limit the number of services required from a funeral home—or caring for your own dead may be a more meaningful (and more affordable) option.

Here is a summary of funeral planning choices that will help you think about what you want before you start contacting service providers.

“Traditional” Full-Service Funeral

In early America, “at home” funerals were the practice everywhere, and each community had a group of women who came in to help with “laying out the dead.” Visitation was held in the front parlor followed by a procession to the church and cemetery.

Today, when the term “traditional” is used to refer to a funeral, it generally implies the services of a funeral home and includes:

• A time of visitation with the family, during which the casket is present
• A private time for “viewing" by the immediate family and friends during private time)
• A religious service in a church or at the funeral home
• A graveside ceremony for earth burial of the body or cremated remains.

Direct Disposition

With direct disposition, the body is usually taken from the place of death directly to the cemetery (without embalming or cremations). Consumers may wish to choose direct disposition because they do not wish to delay interment, and/or it is less expensive than a traditional funeral. A graveside or memorial service may be conducted at a later time, if desired.

Memorial Service

A memorial service is held some time after a direct cremation or burial—anywhere from a few days to a few weeks.

Do-It-Yourself

In some parts of North America, religious and ethnic groups have maintained the funeral planning practice of caring for their own dead. With the spread of the Hospice movement, families are assuming more responsibility at the time of death, and home or church funerals are again returning. Those who have been involved with such funerals have found them therapeutic and meaningful, with costs being minimal.

This alternative is possible in some localities, but practically impossible in others. In some states, the law stipulates that only licensed undertakers can transport bodies from one place to another. Also, most states have fairly stringent burial site restrictions. If consumers wish to choose this alternative, it is important that they plan carefully and check the pertinent laws in their locality. Crematories and cemeteries should also be questioned about their practices. If there is a memorial society in your area, it may be knowledgeable about legal considerations.

Organ or Body Donation

Death provides a one-time chance to make a valuable gift to humanity and you may wish to consider it in funeral planning. All major religions approve of body and organ donation for medical and dental teaching, research, and transplants.

With the advances in medical science in the last decade, organ transplants have become fairly common. Organ donation at a time of death is a gift of life or sight to the recipient. Circumstances surrounding death may limit this option, yet the corneas of even elderly donors will be grateful accepted. If your wish is to aid the living with an organ donation, make sure your next-of-kin and your physician know your preference. This intent should be noted on any medical or hospital records, too. A body from which organs have been removed will not be accepted for medical study.

Medical schools have an ongoing need for bodies for teaching and research. The need may be especially urgent at osteopathic and chiropractic schools. No medical school buys bodies, but there is usually little or no expense for the family when death occurs. Therefore, if you live in an area where low-cost funeral options do not exist, body donation may be an economical as well as a thoughtful and generous choice.

Most medical schools pay for nearby transportation as well as embalming and final disposition. The school may have a contract with a particular firm for transporting bodies, so it is important to inquire about the specific arrangements to be used at the time of death in order to avoid added costs. After medical study, the body is usually cremated, with burial or scattering in a university plot. Often the cremains or remains can be returned to the family for burial within a year or two. This request should be made known at the time of donation. Some medical schools require that a donor register before death. However, in many cases, next-of-kin may make the bequest without prior arrangement.

Because it is important for the medical school to start preservation as soon after death as possible, a memorial service is most appropriate for those planning on body donation.

Realize that when doing funeral planning, there may be circumstances that will cause the medical school to refuse acceptance of the body. This depends on cause of death and the guidelines that the school itself follows. In case donation is not possible due to unavoidable circumstances, alternative plans for body disposition should be made.

According to the Funeral Consumer Alliance, approximately 50% of all funeral homes fail to comply with FTC laws. Download the free, timely, in-depth, 80 page Funerals Guide and discover:

What you should reasonably expect to pay for 20 of the most common funeral services

4 of the most common ways funeral homes overcharge and deceive consumers

12 mistakes most suffering families make that can add thousands to funeral costs

6 facts everyone should know before even calling a funeral home

Detailed consumer fact sheets (you can bring with you to a funeral home) that cover caskets, embalming, cremation, cemeteries, grave markers and much more!

Download the free Funerals Guide now

Funerals (Home) | Sitemap | Links | Contact Us © Funerals-Guide.com for Funeral Planning